Tampa Bay short-term rental realtor
Buy a Tampa Bay STR with zoning, flood risk, insurance, and resale checked first.
Troy Nowak helps Airbnb and short-term rental buyers screen Tampa Bay properties before they write. The goal is simple: find properties where the law, the math, the insurance, and the exit all survive address-level diligence.
Investor read
The best STR deal is not the prettiest listing. It is the address that survives diligence.
Tampa Bay investors lose money when they buy from citywide averages. St. Pete, Clearwater, Gulfport, Dunedin, Indian Rocks Beach, and unincorporated Pinellas can produce very different outcomes even when the houses look similar online.
Troy screens the parcel before the offer: city, zoning district, minimum stay, HOA or condo rules, flood zone, roof and wind exposure, insurance lane, operating costs, and the resale buyer pool if the STR plan changes.
| Factor | Investor read | Check before offer |
|---|---|---|
| Legality | Nightly Airbnb can be legal on one side of a city line and dead on arrival on the other. | Confirm jurisdiction, zoning, minimum stay, permits, and enforcement history before offer. |
| Flood and insurance | A strong revenue projection can disappear under flood premiums, wind deductibles, and roof exclusions. | Check FEMA zone, evacuation zone, elevation, roof age, wind mitigation, and actual quote path. |
| Revenue quality | Bedroom count matters less than legal stay length, parking, guest demand, and replacement competition. | Compare true local comps by bedroom, amenities, beach access, walkability, and seasonality. |
| Exit risk | If the city changes rules or the HOA tightens language, the property still needs a resale story. | Underwrite lifestyle buyer demand, long-term rental fallback, midterm use, and liquidity. |
Rules and risk
Tampa Bay STR diligence starts with the exact address.
The first question is not “what does AirDNA say?” It is whether the specific parcel can legally support the use you plan. Then you decide whether the insurance, flood risk, and revenue still make sense.
Send Troy the address before you offer. He will check the rules and the risks that generic Airbnb calculators miss.
Pinellas short-term rental zoning map
Start with the city-by-city STR rule map before trusting projected Airbnb income.
Pinellas Airbnb rules hub
Compare county, city, DBPR, tax, insurance, HOA, and inspection layers in one checklist.
Free STR property analysis
Send one property and get the legality, flood, insurance, and cash-flow read.
Flood zone and insurance guide
Use flood and insurance risk as a negotiation filter before the inspection period.
Free Airbnb property check
Send Troy the address before you write.
Troy will check city rules, zoning, flood, insurance pressure, rental math, and resale exit so the deal is grounded before you spend inspection money.