Indian Rocks Beach Airbnb realtor
Indian Rocks Beach Airbnb realtor: Troy Nowak checks the address before you offer or list.
Short answer
Troy Nowak, Broker of Mangrove Bay Realty (FL license BK3436609) in St. Petersburg, helps people buy and sell short-term rentals in Indian Rocks Beach, Indian Shores and Madeira Beach, and checks each town's registration and zoning rule on the exact parcel first.
He runs short-term rentals in Pinellas and has 325+ sales, including STR sales in Destin, Orlando, Jacksonville and Deerfield Beach.
Indian Rocks Beach allows vacation rentals in its S, RM-1, RM-2 and CT zoning districts under Ordinance 2023-02, but only once the unit holds a current city Vacation Rental Registration and passes inspection. Troy checks the zoning district, the registration, the guest and parking caps, and the condo or HOA documents before the price. Madeira Beach and Indian Shores next door are separate towns with their own rules.
What it means
Nightly rentals are allowed. Registration is the gate.
The city adopted its short-term rental ordinance, 2023-02, on May 9, 2023, and it took effect on August 1, 2023. It covers vacation rentals in the single-family (S), medium-density (RM-2), medium-density duplex (RM-1) and commercial tourist (CT) districts. Condo units in CT file a separate condo registration application.
Legal is not the same as profitable. Troy prices an IRB rental on the registered guest count, real off-street parking, insurance, and resale value, not on a listing projection. Indian Shores is a separate town with its own rules, so he confirms which one the parcel is in first.
| Factor | What it means | Check before offer |
|---|---|---|
| Where rentals are allowed | S, RM-1, RM-2 and CT zoning districts under Ordinance 2023-02. | Confirm the zoning district and whether the unit holds a current Vacation Rental Registration (VRR). |
| City fees | From October 1, 2026: $600 new or renewal VRR, $150 inspection, $75 re-inspection, $200 added for a late renewal (Resolution 2026-16). | Ask the seller for the VRR renewal date and inspection history. |
| Guests and parking | 2 guests per bedroom plus 2 in a common area, capped at 10 in S, RM-1 and RM-2 and 12 in CT. Single-family and two-family homes need one on-site parking space per bedroom. | Match the advertised guest count to the registration, and count off-street spaces against bedrooms. |
| Other registrations | Florida lodging license, Florida sales tax, the 6% Pinellas tourist development tax and a city Business Tax Receipt. | None of these transfer automatically. Plan the new owner’s applications before closing. |
| Inspections | City code enforcement and a Pinellas Suncoast Fire Rescue fire inspection. | Ask for past inspection results and any open code or special magistrate file. |
| Madeira Beach next door | Short-term vacation rentals need a city Business Tax Receipt with a local contact and an annual fire inspection. BTRs expire September 30. | Check the parcel on the city zoning and rental restrictions map before you count on short stays. |
| Indian Shores next door | A separate town with its own code. | Read the town ordinances for the exact parcel and confirm with town staff in writing. |
Rules and risk
What Troy checks on an Indian Rocks Beach rental
For buyers: the zoning district, a current VRR and its renewal date, the guest cap on the registration, on-site parking, condo or HOA rental rules, insurance quotes for rental use, and the state, county tax and Business Tax Receipt accounts you will need in your own name.
For sellers: a clean file. That means the VRR, inspection records, tax registrations, 12 to 24 months of booking records, and a guest count that matches the registration. A buyer pays more for a rental they can verify.
Fees and caps come from the city documents below. Rules change, so Troy confirms the current version with the city before you write or list.
Official sources
- City of Indian Rocks Beach: Vacation Rental Information (fees, Ordinance 2023-02 dates, required registrations)
- Ordinance 2023-02, signed (PDF)
- Resolution 2026-16, VRR fees effective October 1, 2026 (PDF)
- Vacation Rental Registration application, S / RM-1 / RM-2 / CT districts (PDF)
- CT condo vacation rental registration application (PDF)
- City of Madeira Beach: Business License FAQs (checked Oct 21, 2026)
- City of Madeira Beach: Zoning and Rental Restrictions map (checked Oct 21, 2026)
- Town of Indian Shores: Town Ordinances (checked Oct 21, 2026)
- May 9, 2023 commission packet, occupancy and parking language (PDF)
Indian Rocks Beach Airbnb rules 2026
The full write-up: VRR fees, occupancy, inspections, Indian Shores, and enforcement.
Pinellas STR rules map
Compare Indian Rocks Beach with stricter nearby cities.
Buying an operating Airbnb
What transfers at closing and what the new owner applies for.
Selling an Airbnb in Pinellas
The records buyers ask for and how to price an operating rental.
Pinellas Airbnb realtor
Compare IRB with Clearwater, St. Pete, Largo and unincorporated Pinellas.
Troy Nowak agent profile
License, the rentals he runs, and how to reach him.
Buying and selling Florida short-term rentals
How Troy studies markets, rules, and returns across the state.
Set up a consultation
Talk through the goal, the budget, and the beach town before you offer.
Free STR rules check by address
Enter a Pinellas address, pick the city, and see the short-term rental rule summary before you make an offer.
Quick answers
What buyers ask before writing on an Airbnb property
Who should I talk to about a short-term rental in Indian Rocks Beach, Indian Shores, or Madeira Beach?
Troy Nowak, broker of Mangrove Bay Realty (Florida license BK3436609). He is an Airbnb Superhost with 325+ sales since 2019, and he trains agents who study the rules before a projection. Set up a consultation and talk through the goal first.
Are vacation rentals allowed in Indian Rocks Beach?
Yes, in the S, RM-1, RM-2 and CT zoning districts under Ordinance 2023-02, adopted May 9, 2023 and effective August 1, 2023. The unit needs a current city Vacation Rental Registration, a Florida lodging license, Florida sales tax and Pinellas tourist tax accounts, and a Business Tax Receipt. Condo or HOA documents can be stricter.
What does an Indian Rocks Beach vacation rental registration cost?
From October 1, 2026, under Resolution 2026-16: $600 for a new or renewal registration, $150 for the inspection and $75 for a re-inspection. A late renewal adds $200. Business Tax Receipt fees are extra.
How many guests can an Indian Rocks Beach vacation rental have?
Two guests per bedroom plus two in a common area, capped at 10 in the S, RM-1 and RM-2 districts and 12 in CT. Single-family and two-family homes also need one on-site parking space per bedroom, so parking can lower the practical cap. Multifamily and CT condo parking rules differ.
What can make an IRB Airbnb deal fail?
A legal IRB rental can still fail if insurance for rental use is too high, parking does not support the bedroom count, the registration or inspections are not current, or the price assumes revenue the guest cap cannot reach.
Can I Airbnb anywhere in Madeira Beach?
No. Madeira Beach uses a zoning and rental restrictions map, and short-term vacation rentals need a Business Tax Receipt with a local contact and an annual fire inspection. Check the parcel on the city map first.
Is Troy Nowak a licensed Florida real estate broker?
Yes. Troy holds Florida real estate broker license BK3436609, active through September 30, 2028. You can look it up on the Florida DBPR license search at myfloridalicense.com.
Indian Rocks Beach STR check
Buying or selling an Indian Rocks Beach Airbnb?
Send me the address. I will check the zoning district, the registration and guest cap, and parking.
Troy owns and manages short-term and furnished rentals in Pinellas County.
Send the address — short form
Free Airbnb property check
Ask for a property read before you write.
Troy will check city rules, zoning, flood, insurance pressure, rental math, and resale exit before you spend inspection money.
One conversion path
Send Troy the address on the contact page.
Use the same contact form for STR checks, valuations, buyer questions, and seller conversations. Successful submissions go to the thank-you page for clean Google Analytics conversion tracking.