What we'll cover
Last verified: October 22, 2026
Largo allows short-term rentals in residential land use under Section 15.18, with occupancy set at 1 guest per 150 square feet of air-conditioned space. That size-scaled rule lets larger homes legally host more guests than the hard 10-guest cap in unincorporated Pinellas. A new annual registration ($600) and inspections took effect in October 2026.
I'm Troy Nowak, broker of Mangrove Bay Realty (BK3436609). I operate rentals in Pinellas and underwrite STR deals across Florida. This guide covers the current rules, why the occupancy formula creates an edge for larger homes, and what 1- to 5-bedroom houses are selling for versus the revenue AirROI and Rabbu report for the same bedroom count.
Why the rules create an edge in Largo
Clear registration and a size-based occupancy formula reduce unrestricted supply while still allowing larger homes to market higher guest counts. Neighboring unincorporated Pinellas compresses everything into a ≤10-guest market. In Largo a properly sized house can legally go higher, which supports group and multi-family demand without competing only on price.
Short-term rental rules in Largo
STRs are permitted in residential future land use designations when they comply with CDC Section 15.18.
Key points:
- Annual city registration required ($600 initial, $600 renewal). Both Community Standards and Fire Department inspections must pass before operating and at each renewal.
- Occupancy: no more than 1 guest per 150 gross square feet of air-conditioned living space.
- Parking: 1 off-street space per 3 guests (street parking does not count).
- 24/7 responsible party who can respond within 2 hours.
- Registration does not transfer on sale. New owner must apply within 30 days.
- Program details from Ordinances 2026-33 and 2026-35 (adopted October 6, 2026). Registration opens November 2026; full launch around January 1, 2027.
State requirements still apply: Florida DBPR vacation rental license and Pinellas tourist development tax (13% total on stays of six months or less).
Official sources: City of Largo Short-Term Vacation Rentals and the adopted ordinances. Rules change — verify the current version on the parcel before you offer.
Price vs revenue by bedroom (Largo)
Overall median sale price in Largo is roughly $340,000–$360,000. Revenue figures are trailing 12-month medians or averages from AirROI (to September 2026) and Rabbu. Yields are gross (revenue ÷ midpoint of buy range) and exclude operating costs, financing, and taxes.
| Bedrooms | Typical sold price range | AirROI median annual revenue | Rabbu avg annual revenue | Approx. gross yield |
|---|---|---|---|---|
| 1 | $180k–$260k | ~$15,800 | ~$15,100 | 6–9% |
| 2 | $220k–$320k | ~$24,200 | ~$25,900 | 8–11% |
| 3 | $310k–$400k | ~$40,600 | ~$44,400 | 10–13% |
| 4 | $400k–$550k | ~$63,700 | ~$58,800 | 11–15% |
| 5+ | $500k–$700k+ | ~$120,000 | ~$110,300 | 15–22% |
Sources: AirROI bedroom breakdown (12 months to September 2026); Rabbu Largo averages; directional sold-price ranges from recent Redfin/Homes.com and Momentum MLS medians (overall ~$342k–$360k). Update both columns monthly from closed sales by bedroom and current AirROI/Rabbu data.
Larger homes show the strongest gross yield on paper because the occupancy formula scales with size while hard-cap markets do not. Actual cash flow still depends on insurance, management, and whether the parking math supports the guest count. Financing changes the numbers too. See how to finance a short-term rental in Pinellas for the loan options.
Seasonality
Largo follows a typical Pinellas pattern. March is usually the strongest revenue month. September is typically the weakest. AirROI data shows peak revenue around $8,240 in March and a low near $2,750 in September. Secondary strength appears in February, April, June, and July. Plan for lower occupancy and softer rates from August through November.
Who gets compressed and who gains the advantage
Who gets compressed: Operators in unincorporated Pinellas whose large homes are now hard-capped at 10 guests and must compete in a crowded ≤10 market. Owners who relied on non-enforcement of older rules.
Who holds the edge: Larger Largo homes that can legally market 12+ guests under the 1-per-150-sq-ft formula, properties that already pass inspections and register cleanly, and operators who treat the new registration as a filter that limits pure arbitrage supply.
Due-diligence checklist
- Confirm the exact jurisdiction on the Pinellas County Property Appraiser site (Largo mailing address does not equal city limits).
- Calculate the occupancy cap: air-conditioned square footage ÷ 150.
- Count real off-street parking spaces (1 per 3 guests).
- Check registration status, inspection history, and whether the certificate will transfer (it does not).
- Verify DBPR license, tax accounts, and any HOA or condo restrictions.
- Model both nightly and 30+ day midterm scenarios. Get written insurance quotes that disclose the rental use.
Official sources
- City of Largo Short-Term Vacation Rentals
- Ordinances 2026-33 and 2026-35 (adopted October 6, 2026)
- Pinellas County STR Certificate of Use (unincorporated)
- Florida DBPR vacation rental guide
Buying or selling a short-term rental in Largo? Send the address through the contact form and I’ll tell you which rules control it and whether the numbers work for your strategy.
Related: Pinellas County STR Market Guide · Florida STR occupancy scarcity · Pinellas STR rules by city · Troy Nowak agent profile
Educational real estate information, not legal, tax, or insurance advice. City and county rules and fees change. Verify the exact parcel with the city, county, state, your insurer, and your association before you buy.
Frequently asked questions
Are short-term rentals allowed in Largo residential areas?
Yes, in residential land use under Section 15.18. Occupancy is 1 guest per 150 square feet of air-conditioned space, which lets a larger home host more guests than the hard 10-guest cap in unincorporated Pinellas.
Did Largo add a registration fee?
A new annual registration of $600, plus inspections, took effect in October 2026.
How do I start a review?
Send the address through the contact form. Review STR Deal